Better and Coinbase have introduced a mortgage product that allows US homebuyers to use Bitcoin as collateral for a down payment without selling their holdings. The arrangement links crypto ownership with home financing, enabling eligible borrowers to pledge Bitcoin while retaining exposure to the asset. The product was reported by Cointelegraph. The launch creates a new connection between the US mortgage market and Bitcoin, as the cryptocurrency can be used to support a property purchase without being converted into cash for the down payment. Details on eligibility, loan terms, collateral requirements and the size of the offering were not provided in the source material. For Bitcoin market participants, the product represents an additional potential use case for BTC outside trading and investment, while its direct implications for broader mortgage activity remain unspecified.
