Coinbase users can now borrow USDC against their bitcoin holdings under terms that include a fixed interest rate and a set repayment date, according to CoinDesk. The offering allows eligible users to access the USDC stablecoin without selling the bitcoin used as collateral. Coinbase’s announcement adds a lending option tied directly to bitcoin ownership, with the borrowing cost and repayment timing established when the loan is arranged. The service links the BTC and USDC markets, giving users a way to obtain dollar-denominated crypto liquidity while retaining exposure to their bitcoin. CoinDesk reported the development on September 23, 2026. The source material did not provide details on loan limits, collateral requirements, eligibility, interest rates or repayment periods.
