The Office of the Comptroller of the Currency has granted OpenReserve a provisional charter, giving the blockchain-focused institution an initial regulatory approval to operate as a new full-service bank. The decision places OpenReserve among a growing group of crypto-native institutions pursuing banking status in the United States. The charter is provisional, so the announcement does not indicate that the bank has received final approval or begun full operations. CoinDesk reported the development on September 4, 2026. The move is relevant to the wider digital-asset market because it adds another blockchain-oriented institution to the U.S. banking landscape, although the source provided no details on OpenReserve’s products, launch timetable, capital position or business plans.
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CoinDesk
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