
The European Union faces a September 30 deadline as it considers the future regulatory treatment of decentralized-finance lending, according to CryptoSlate. The issue is linked to the bloc’s review of the Markets in Crypto-Assets Regulation (MiCA) and how crypto firms may access the market. The review response addresses potential access routes for companies operating in the sector, while any new obligations specifically covering crypto lending would require a future legislative decision. That means the current process may help clarify how firms can engage with the EU market, but it does not itself establish new DeFi lending rules. CryptoSlate published its report on September 26, 2026. The review is relevant to crypto assets and projects that could be affected by evolving European regulatory requirements, including ESP, ACE, AIN, PONS, and RED.