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The Dallas Fed says tokenized deposits, programmable accounts and AI agents could make bank switching instantaneous, raising funding costs and potentially reducing U.S. banks’ lending capacity by $700 billion.
ECB officials say the digital euro will offer maximum privacy because the Eurosystem cannot link users to purchases. Civil society groups remain skeptical, keeping surveillance concerns at the center of the debate.
U.S. state banking groups plan to launch BankChain, a nationwide blockchain network, in 2027. Cointelegraph says it will join other bank-led efforts focused on tokenized deposits and onchain payments.
Zerohash is pursuing a second application for an OCC trust bank charter after its initial effort failed to win approval. The crypto infrastructure firm says the new proposal would be narrower.
Copper has potential buyers, but their offers are reportedly far below the $500 million asking price set by Cantor Fitzgerald. The crypto custody firm was previously valued at $2.5 billion.
Bitcoin Policy UK told Parliament that 40% of bank-to-exchange transfers in Britain are being blocked, according to Bitcoin Magazine, highlighting continued banking access issues for Bitcoin users.
